CEO Innovation Summit | December 6, 2018 Learn More

Health & Retirement

An affordable, innovative and efficient health care system is an essential factor in ensuring a better quality of life for all Americans and a more productive and competitive U.S. workforce. Likewise, stable and predictable policies that promote retirement security and economic growth help ensure a reasonable standard of living for most Americans in retirement and make the United States a more attractive location for skilled workers and businesses. Business Roundtable supports policies that will improve the affordability and quality of U.S. health care and strengthen retirement security.

Driving Health Care Value

America’s employer-sponsored health benefits system is the foundation of health care in the United States. More than half of Americans – over 181 million – receive their health care through the employer-based health care system. Business Roundtable members provide health care coverage to tens of millions of Americans and are deeply invested in the health and well-being of American workers and their families. 

Our members are also committed to the success and sustainability of the U.S. health care system, which is why we support policies that will provide greater accountability, enhance efficiency, and create value for all health care consumers. Through investment, innovation and collaboration, Business Roundtable members have found ways to drive greater value and better outcomes in the health care benefits we offer to our employees. These innovations, in turn, offer proven models that can effect positive change in public programs.

Employer Innovations

The employer-based health care system is a driving force of health care innovations that empower employees to make better health care choices with information about cost and quality of care and incentivize individuals to take a more active role in their health care. Providing innovative health care benefits to employees improves value and leads to better health outcomes. These innovations also lead to a more satisfied and productive workforce which drives successful organizations and keeps American businesses competitive in the global economy.

SUPPORTING WELLNESS

Employee wellness programs empower workers with the information and tools to live longer, healthier lives. Business Roundtable members understand the importance of having a qualified, productive and engaged workforce and are committed to offering benefits and services that help their employees make wise and informed health care choices and take proactive steps to identify health risks early and obtain preventive care to avoid serious, chronic health issues.

Policy In Focus: ERISA

Enacted in 1974, the Employee Retirement Income Security Act (ERISA) regulates employee benefits plans (including both retirement plans and health insurance plans) to protect workers and provide consistent rules for companies. For Business Roundtable members and other employers in the United States, ERISA provides the legal authority that permits them to manage and offer the same health care and retirement plans for employees no matter where the employees live.

Strengthening Retirement Security

Stable and predictable policies that promote retirement security and economic growth help ensure a reasonable standard of living for Americans living in retirement. Business Roundtable members provide health and retirement benefits to tens of millions of Americans and their families. They supports policies that will strengthen retirement security, including tax policies that provide stable incentives for individuals to contribute to defined benefit and defined contribution retirement plans. Business Roundtable members recognize that millions of Americans depend on Social Security and Medicare and they want to ensure that these programs are strengthened so that current and future retirees can enjoy peace of mind in their retirement.